Access to interest rate discounts not available in bank branches Access to loan products not available in bank branches Access to more flexible lending policies than the broader lending market Fully qualified loan pre-approvals before you enter a property transaction Specialist knowledge in Self Managed Super Fund lending Loan solutions tailored to your individual circumstances…
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Loan Pre-Approval
As the Spring Property Market heats up, we are receiving increasing levels of enquiry from clients keen to assess their capacity to upgrade to a new home, purchase their first investment property or acquire a property in their SMSF. At PLG, we recommend clients obtain a preapproval “in writing” from a bank before entering the market. This makes the lending process…
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Lending Policy Tips
Can you use existing equity in your own home as security to buy your first investment property? Can you upgrade to a new home without having sold your current property? Do you have capacity to buy an investment property in a self managed super fund? There is now only 7 auction weekends left before Christmas…
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Interest rate update
This week, one major bank moved their 3 year fixed rate up by 0.20% and 5 year rate by 0.24%. Fixed rates remain low on an historical basis, with ability to still lock rates in for 2-3 years under 5%. We continue to achieve excellent variable rate discounts for clients below standard rates quoted by…
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